What freezing the repayment threshold actually takes from graduates
Economists at London Economics have costed the freeze in the student loan repayment threshold, the mechanism at the centre of this month’s row. Because the threshold does not rise with earnings, a graduate crossing it repays on a larger share of income each year without any announcement being made — fiscal drag applied to people who were told the terms when they borrowed. Student finance explained covers how repayment works.
One month in, what happened to the resolutions
A piece on the New Year resolutions made in January and abandoned by February, and why the student version fails faster than most: term restarts, the timetable changes, and the plan was built for a week without deadlines. The argument is for smaller commitments tied to things already in the diary. Time management covers building around a timetable.